Sensex up by 0.75% today NAV of HDFC Balanced: $305.24 Gold ETFs gain momentum RBI holds rates steady at 4.0% Nifty gain 0.82% this week

Net Worth

$42,95,50,000

8.5% since last month

Total Invested

$38,75,00,000

14.2% of portfolio

Total Withdrawals

$4,50,00,000

2.3% this year

Current Value

$45,82,00,000

3.2% this quarter

Total Returns

$7,07,00,000

18.24% all time

Time Period:

Portfolio Growth

Jan Feb Mar Apr May Jun Jul

Asset Allocation

$45.8 Cr

Equity 60%

Debt 20%

Real Estate 10%

Alternatives 6%

Cash 4%

Fund Categories

Portfolio Overview

Track your investment allocation, performance, and diversification.

Portfolio Performance

Your Portfolio (20.4%)

Benchmark: Nifty50 (12.8%)

Portfolio Summary

Current Value $45,82,00,000

Invested Amount $38,75,00,000

Unrealized Gains $7,07,00,000

XIRR 18.24%

Dividend Received $85,50,000

Target Achievement 76%

Target: $60,00,00,000 by Dec 2025

Asset Allocation

Asset Class

Current

Target

Equity

60%

55%

Debt

20%

25%

Real Estate

10%

Alternatives

Cash

Geographic Distribution

India 68%

United States 15%

Europe 8%

Asia Pacific 6%

Others 3%

Currency Exposure (Non-INR) 32%

Sector Exposure

Financial Services 24%

Technology 18%

Healthcare 12%

Consumer Goods 10%

Energy 8%

Other Sectors 28%

Portfolio Holdings

Fund Name

Type

Units

Purchase Price

Current NAV

Market Value

Return (₹)

Return (%)

AMC

Personalized Insights

Smart recommendations and opportunities tailored to your portfolio.

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Portfolio Optimization

New

Rebalance Opportunity Detected

Your portfolio's equity allocation is 5% higher than your recommended asset allocation. Consider rebalancing to align with your risk profile.

Current Equity 60%

Target Equity 55%

Variance +5%

Risk Score Impact Medium

Last updated: 2 hours ago

Tax Planning

Opportunity

Tax Saving Opportunity

You can save up to ,50,000 in taxes by investing in tax-saving ELSS funds before March 31st. Maximize your Section 80C benefits.

Current 80C Investment $75,000

Available Deduction $75,000

Potential Tax Saving $23,400

Deadline March 31, 2023

Last updated: 3 days ago

Sector Analysis

Strategy

Sector Rotation Opportunity

Technology sector is showing signals of overvaluation while healthcare appears undervalued. Consider rotating 5-10% of your technology exposure to healthcare.

Technology Exposure 18% (Overweight)

Healthcare Exposure 8% (Underweight)

Recommended Shift 5-10%

Potential Impact Low Volatility

Last updated: 5 days ago

Debt Optimization

Efficiency

Fixed Deposit Inefficiency

Your fixed deposits worth $2.5 Cr are yielding 5.5% p.a. Debt funds could potentially offer 6.8% p.a. with better tax efficiency post 3 years.

Current FD Returns 5.5% p.a.

Potential Debt Fund Returns 6.8% p.a.

Annual Gain (Pre-tax) $32,50,000

Tax Efficiency Higher after 3 years

Last updated: 1 week ago

Global Allocation

Growth

Emerging Markets Opportunity

Your portfolio has minimal exposure to emerging markets (2%). Consider adding 5-8% allocation to capture high growth potential in these regions.

Current EM Exposure 2% (Underweight)

Recommended Exposure 7-10%

Potential Growth 12-15% CAGR

Risk Level Moderate-High

Last updated: 2 weeks ago

Income Strategy

Action Required

Dividend Reinvestment Opportunity

You received $54,25,000 in dividends last year that remain uninvested. Reinvesting could compound your returns and boost long-term growth.

Dividends Received $54,25,000

Current Status Idle in Savings

5-Year Potential $97,50,000 (@12.5%)

Opportunity Cost $6,78,125 annually

Last updated: 1 month ago

Latest Market Research

Financial Reports

Comprehensive analysis of your investment portfolio and financial metrics.

Latest Reports

Monthly Portfolio Summary

July 2023

New

Opening Value $43,25,00,000

Closing Value $45,82,00,000

Net Change $+2,57,00,000

Performance +5.94%

Tax Statement

FY 2022-2023

Important

Total Capital Gains $3,82,50,000

Dividend Income $85,50,000

Interest Income $42,75,000

Estimated Tax Liability ,45,25,000

Performance Analysis

Last 3 Years

Insights

CAGR 14.5%

Benchmark Return 10.2%

Alpha 4.3%

Sharpe Ratio 1.42

Portfolio Performance Dashboard

Portfolio Growth (5 Years)

Your Portfolio (112.5%)

Benchmark: Nifty50 (62.3%)

Key Performance Metrics

CAGR (5 Years) 16.3%

Benchmark:10.2%

Alpha 6.1%

Beta 0.85

Sharpe Ratio 1.42

Max Drawdown -18.5%

Year	Starting Value	Ending Value	Contributions	Withdrawals	Return (%)	Benchmark (%)	Outperformance
2023 (YTD)	$41,25,00,000	$45,82,00,000	,50,00,000	$0	+9.8%	+8.2%	+1.6%
2022	$35,75,00,000	$41,25,00,000	$3,00,00,000	$50,00,000	+8.4%	+4.2%	+4.2%
2021	$27,50,00,000	$35,75,00,000	$2,00,00,000	$0	+22.7%	+19.8%	+2.9%